Welcome to our Why us? Section

The most common question we have about what we do. We hope you find it educational and helpful. We strive to be transparent and approachable. Click on a topic below or scroll down to read more.

1. Who are we?
2. Why us?
3. How do we do what we do?
4. What impact do we have on our local community and the world?

Who are we? Back to the top

We are a for profit organization who believe it is always about the person not the purchase!

We are the ones who set the new standard, raised the bar, and superseded others. We have no competition because of our accumulated services. We are a one stop shop for your financial needs. Whether purchasing, refinancing, enhancing your credit, or eliminating debt, we will assist you in getting to your goal.

At Educate Homeowner.com we pride ourselves on making the process of homeownership, wealth building, credit enhancement and debt elimination as easy as possible.

We love to see our clients' money grow, their children go to college and if it fits into their long term goals pay off their home.

We work with only the best and fiscal literacy is our number one focus.

Why Us? Back to the top

We are the number one website for home owner education in Florida. Partnering with our preferred (and FHA approved) lender Loan Network LLC we can help you close loans in over 20 states and through our Financial Destinations program have helped many people achieve being debt free.

Our focus is on Eliminating Debt, Creating Wealth and helping you maximize on tax advantages.

How do we do what we do? Back to the top

We are a CMPS company

Why do you need a Certified Mortgage Planning Specialist?

• CMPS professionals have demonstrated financial knowledge and expertise regarding the tax and financial planning implications of various mortgage and real estate investment strategies. Therefore, CMPS professionals can better advise you when it comes to:
• Your single largest debt - mortgage
• Your single largest asset - real estate equity
• Life Planning needs and goals - cash flow
• CMPS professionals are trained to help you increase your cash flow
• CMPS professionals are skilled in helping you become debt free sooner and achieve true financial freedom
• CMPS professionals are equipped to help you profitably invest in real estate and protect you from mortgage and real estate investment scams
• CMPS professionals are qualified to help you implement mortgage and real estate equity strategies to help you save money on income, capital gains and estate taxes
• CMPS professionals are committed to help you improve your credit score and get the best deal on your financing
• CMPS professionals are able to explain the benefits and drawbacks of paying off your mortgage before retirement, and help you to determine which strategy works best under your individual circumstances
• CMPS professionals can guide you in implementing the best home equity and mortgage strategies for divorce situations
• CMPS professionals can help you implement a financial strategy to finance your children's education
• CMPS professionals are equipped to better enable you to financially care for your elderly parents
• CMPS professionals are able to help you implement beneficial mortgage and real estate equity strategies before and during job or career changes
• CMPS professionals can help empower you to start or sell your business by implementing viable mortgage and real estate equity strategies
• CMPS professionals are able to recommend the proper financial strategies when you are ready to buy or build a vacation home
• CMPS professionals are committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies to build and conserve wealth when buying a home or refinancing your mortgage
• CMPS professionals have pledged to follow a Code of Ethics

We are also Certified Liability Advisors

• Borrow Smart University graduates obtain the coveted "Certified Liability Advisor" (TM) designation after intensive coached financial education. Topics covered in depth include: The Borrow Smart Retire Rich® Conversation, our patented 3-Step system, learning to quickly analyze client' liabilities and developing wealth building strategies with the Borrow Smart Analysis Software, tax ramifications of buying, selling and refinancing residential real estate and Reverse Mortgages. As a CLA, company we are equipped to serve our clients, prospects and referral sources as Financial Educators.

• Certified Liability Advisors(TM) are armed with Kendall Todd's proven strategies, content, training and tools to thrive in the current market environment and beyond. We are not into selling products but instead into providing solutions as a Financial Educator we open the doors to one of the largest ignored areas of homeowners in the US today: EDUCATION

We also have a NON-PROFIT portion of our company that helps HALT foreclosures for free thus assisting you in not losing your home

• We will intervene and halt the sale for free
• Speak to your lender
• Afterwards give you the option to enroll in a more than affordable membership
• Save you thousands of dollars compared to other companies
• Assist you in lowering your taxes on your home if applicable
• And the few dollars you invest are tax deductable

We are also trained in budget counseling by Crown Financial Ministries

• a non-profit Christian organization that believes in helping people live debt free. We took this training because we want to offer the best possible service to our clients.

Visit our loan modification section for more information.

What impact do we have on the world? Back to the top

Finally, last but not least we give back to the community and the world as a whole

• We not only help individuals become debt free
• Save money for retirement
• Stop the sale of their family's home due to foreclosure
• Teach the HUD class for agencies in Miami-Dade county

But also

• We donate a portion of each profit earned to at risk youth group facilities
• We donate time by going to go speak at youth prisons and to at risk youth camps
• We donate to Mortgage Professionals Providing Hope an international agency
• We take time out to entertain at local schools and give a motivating message
• And we are a Christian owned and operated business.

 

Visit our On Q Inc page for more information.
Visit our testimonies page to read what others have said.

When another Mortgage company lied to me while I was 8 months pregnant I did not know where to turn. I was told I would pay almost 8k more in closing costs then first quoted. Then when I was trying to pull out of the purchase due to lack of monies...

L. Duarte , Miami

Looking to save your home? Click here

"Thousands of Halt sales performed and thousands of homes saved"